Planning for retirement takes careful strategy. To get started, we’ll take you through a step-by-step process to help determine your retirement needs. From there, we’ll offer a plan that is suitable for you. At Jefferson Asset Management, we want to help make sure this season of your life is truly rewarding.

Important Facts

There are usually three main sources of income to draw from at retirement:

  1. Social security
  2. Employer qualified retirement benefits
  3. Personal savings and investments

Retirement planning consists of marshaling the resources from all three of these to assure a financially rewarding retirement.

Items We Address

  • Individual retirement accounts or annuities (IRAs) including Roth IRAs
  • Rollovers- direct rollovers and direct plan-to-plan transfers
  • Section 457 deferred compensation plans for certain employees in the government and not-for-profit sectors of the economy
  • Pension income supplemental life insurance
  • Qualified vs. non-qualified accumulations
  • How lifetime required minimum distributions work
  • Traditional vs. Roth IRA
  • Incidental Life Insurance in Qualified Retirement Arrangements
  • Profit-Sharing Arrangement
  • Survivor Supplement Retirement Income Funded with Life Insurance